InfraZamin Pakistan, in collaboration with Pak Brunei Investment Company Limited, Faysal Bank, and Bank of Punjab, has launched the Agri-Storage Portfolio Financing Facility, a Social Impact Financing initiative designed to mobilise up to Rs. 7.1 billion in private sector capital toward the renovation, upgrade, and new development of agricultural warehousing, silos, and cold storage infrastructure across the country.
The facility emerges from the Social Impact Financing Committee chaired by Federal Minister for Finance and Revenue Senator Muhammad Aurangzeb and a Ministry of Finance-led task force, and is structured around a Rs. 2.5 billion credit guarantee covering 50 percent of the principal provided by InfraZamin. Of the total capital to be mobilised, Rs. 5.0 billion is structured as debt and Rs. 2.1 billion as equity, with the three partner financial institutions offering the facility to their corporate and small and medium enterprise customers for investment in agri-storage projects across rural and semi-rural areas. The facility is outcome-linked under the Social Impact Financing framework, with measurable targets that include creating and upgrading over 300,000 metric tons of storage capacity for wheat, grains, fruits, and vegetables across Pakistan over the next two years, directly addressing the persistent post-harvest losses that have long undermined farmer income stability and national food security.
Beyond storage capacity, the programme is expected to generate employment across the agricultural value chain, covering warehousing, logistics, transportation, storage management, agri-processing, and trading, while stimulating growth in adjacent sectors such as packaging, cold-chain logistics, construction, and agricultural inputs. The programme also carries a financial inclusion dimension, as warehouses and silos developed under the facility will be eligible for the State Bank of Pakistan’s Electronic Warehouse Receipt financing scheme and will support ZARKHEZ-E, the Prime Minister’s initiative providing uncollateralised loans to smallholder farmers backed by the Ministry of Finance. Finance Minister Muhammad Aurangzeb noted that the initiative demonstrates the government’s commitment to private sector-led financing solutions linked to specific structural outcomes, with InfraZamin’s credit guarantee replacing any government-backed guarantee to de-risk private sector participation and draw long-term investment into critical agricultural value chain infrastructure.
InfraZamin Pakistan Chief Executive Officer Maheen Rahman said the facility would unlock significant private capital for agricultural storage investment in underserved farming areas across all produce categories, while Bank of Punjab Chief Executive Officer Zafar Masud, who also chairs the Pakistan Banks Association, welcomed the initiative as a first step but stressed that sustainable scale would require the federal and provincial governments to formally roll out Electronic Warehouse Receipt and Aggregator Financing frameworks, with the Pakistan Mercantile Exchange playing a key role in enabling trading activity for these instruments. Faysal Bank Chief Executive Officer Yousaf Hussain and Pak Brunei Investment Company Limited Chief Executive Officer Amir Shamim both affirmed their institutions’ commitment to the partnership, describing agri-storage infrastructure as essential to reducing post-harvest losses, protecting farm value, and building the long-term resilience of Pakistan’s agricultural ecosystem.
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