The Government of Pakistan has introduced a significant expansion of export financing aimed at accelerating export-led economic growth, widening access to both short term and long term funding for exporters as part of a broader effort to improve the global competitiveness of Pakistani businesses selling abroad. The Export Import Bank of Pakistan, known as Pak EXIM, is leading the initiative in its role as the country’s official Export Credit Agency, managing the strategic schemes designed to strengthen the country’s overall export capacity.
To give exporters improved access to working capital, the government has raised the Export Finance Scheme envelope from Rs. 1,000 billion to Rs. 1,500 billion for the fiscal year 2026 to 2027, a substantial increase intended to ease financing constraints that exporters have faced in securing short term funds. Under directives from the Prime Minister, a specific Rs. 300 billion portion of this expanded fund has been earmarked exclusively for small and medium sized exporters, agricultural SMEs, and new borrowers who have traditionally faced greater difficulty accessing export finance through conventional channels. As a result, smaller businesses that previously struggled to secure funding through the scheme should now find it easier to access these resources, with the enhanced limits already active and available through participating financial institutions across the country.
Alongside the short term relief measures, the government also introduced the Long Term Export Growth Financing Facility, adding a further Rs. 350 billion in available financing lines aimed at helping exporters build longer term production capacity. The facility supports investment in new plant and machinery, covering both locally manufactured and imported equipment, and can also be used for balancing, modernization, and replacement of existing industrial setups. A notable portion of the facility’s focus is directed toward sustainability, with financing available for green investments intended to help exporting businesses meet environmental, social, and governance compliance standards that have become increasingly important for competing in international markets.
To support smoother delivery of these funds, Pak EXIM has launched a new EFS Digital Portal that digitally connects the institution with participating financial institutions and development finance institutions operating nationwide. The portal is designed to enable end to end digital processing between all parties involved in disbursing export finance, a shift expected to improve transparency and reduce the administrative delays that have sometimes accompanied paper based processing in the past. Pak EXIM said it continues to work closely with the State Bank of Pakistan in managing these national level schemes, with officials from both institutions framing the combined package of expanded financing limits, the new long term facility, and the digital portal as a coordinated effort to support businesses, encourage broader SME participation in exports, and sustain growth across Pakistan’s export sector going forward.
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