Pakistan’s Roshan Digital Account scheme recorded gross inflows of 261 million dollars in March 2026, reflecting an 11 percent increase compared to the 235 million dollars received in March 2025, according to a report by Topline Securities based on data from the State Bank of Pakistan. The March reading not only marks a solid year-on-year improvement but also surpasses both the last six-month average of 220 million dollars and the long-run average of 185 million dollars recorded since the scheme’s launch in September 2020, pointing to sustained and growing participation from overseas Pakistanis in the initiative.
The month also saw sequentially stronger performance compared to the two preceding months, with March’s 261 million dollars exceeding February’s 242 million dollars and January’s 216 million dollars, suggesting that inflows have been trending upward through the first quarter of 2026. Of the gross inflows received during March, funds repatriated during the month stood at 42 million dollars, while 181 million dollars was utilised locally, bringing the total repatriated and utilised amount to 224 million dollars for the month. Net inflows, calculated as gross inflows minus funds repatriated, came in at 219 million dollars in March 2026, again ahead of both the six-month average of 195 million dollars and the since-launch average of 155 million dollars, underscoring the scheme’s deepening traction among the overseas Pakistani community.
On a cumulative basis, the Roshan Digital Account initiative continues to build considerable scale. Total accounts opened since launch have reached 917,400, while total funds received since September 2020 stand at 12.426 billion dollars. Of that cumulative total, 2.028 billion dollars has been repatriated, 7.983 billion dollars has been utilised locally within Pakistan, and a net repatriable liability of 2.414 billion dollars remains outstanding. The scheme, which allows non-resident Pakistanis to open bank accounts and invest in a range of products including government securities, stock market instruments, and real estate investment trusts, has become one of the more structurally significant channels through which foreign exchange is being directed into Pakistan’s formal financial system, and the March figures suggest that the momentum built over the past year is continuing to hold.
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