Mobilink Bank, one of Pakistan’s leading digital microfinance institutions, has entered into a five-year partnership with the Sindh Enterprise Development Fund, Government of Sindh, to broaden access to structured financing for micro, small, and medium enterprises across key economic sectors in the province. The collaboration aims to unlock up to PKR 1 billion in financing by combining Mobilink Bank’s lending capabilities with SEDF’s markup subsidy support, reducing the cost of capital for entrepreneurs and fostering sustainable economic activity throughout Sindh.
The partnership is designed to strengthen financing ecosystems for traditionally underserved sectors, including agri value chains, livestock and dairy, poultry, fisheries, cold storage and logistics, renewable and alternative energy solutions, women-led enterprises, mining and mineral processing, and innovation-driven IT projects. Mobilink Bank will offer short, medium, and long-term MSME financing, while SEDF will provide markup subsidy support of up to one-year KIBOR or 10 percent, whichever is lower, for an initial three-year period, extendable based on performance. Individual projects will be eligible for financing of up to PKR 5 million, with flexibility for expansion in innovative cases.
Commenting on the initiative, Haaris Mahmood Chaudhary, President & CEO of Mobilink Bank, said that small businesses are the backbone of Pakistan’s economy, powering employment, regional value chains, and local communities. He emphasized that many entrepreneurs face structural barriers to affordable finance, and this partnership aligns financial innovation with policy support to channel capital directly to local enterprises, enabling bottom-up economic growth and sustainable livelihoods.
Zubair Ahmed Channa, Secretary of the Investment Department, Government of Sindh, highlighted the government’s commitment to strengthening institutional financing frameworks that support productive sectors. He noted that collaborations such as this reinforce policy alignment between public and private sectors while creating scalable financial pathways for SMEs operating in Sindh’s value-added industries.
By integrating concessional support with commercial financing, the Mobilink Bank-SEDF partnership seeks to spur long-term economic resilience in Sindh. The initiative is particularly aimed at empowering women-led businesses and rural entrepreneurs, enabling them to invest in productivity, adopt green technologies, and scale operations at lower borrowing costs while improving access to formal credit. Officials noted that the partnership could serve as a replicable model for other provinces seeking to promote inclusive growth and financial inclusion.
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