Necessity is the mother of invention, and perhaps in the case of the current situation, it is the mother of innovation and agility.
Ace property portal, Graana.com has introduced digitised services where one can book themselves a virtual tour.
Along with providing ease to scroll through unlimited listings to find your dream home, find unlimited investment opportunities at your fingertips from the comfort of your homes, and secure a safer tomorrow for your loves ones.
While we work together to cope with this global crisis, we at Graana remain open to help you find the home of your dreams. Graana is a result of simplified essential components of real estate into a more efficient and user-friendly portal. We have introduced an extremely transparent and purposeful portal where we not only help you buy, sell and rent a house or property, but also bring investment opportunities with incredible ROIs (return on investments).
Their press release elaborates how their teams are working round the clock to keep the work going:
Let us walk you through the process!
Visit Graana.com.
Looking for an opportunity to invest? Or, a home to rent?
Explore a wide range of offered projects and become a part of the fastest-selling projects in the twin cities today.
Call to book an appointment:
A project caught your eye?
Need advice from the real estate experts?
Would like to discuss an investment?
Or, simply looking for more information?
We are just one call away.
All you need to do is 051 -111-555-555 or 0343 2-555-555 for booking an appointment with our sales representative.
They will further guide you through the process of renting/buying or selling property and update you on our easy investment plans.
Book a virtual tour
To visit a property or a project site, you don’t have to leave your homes anymore.
Graana.com now offers Pakistan’s first virtual property tour for you to visit any site or home on your demand.
Our teams are actively working online through various channels, arranging virtual tours, making it easier for you to choose so that you don’t have to leave your homes.
After virtual tour customers are more convinced and can easily make up their minds about buying/selling, renting a property or investing plans of our projects.
We at Graana understand the ongoing circumstance and are happy to be at your service, digitally, for anyone looking to connect with us. As we like to say, click or call we do it all!
Keeping these challenging times in mind, we stress on the importance of taking all the advised precautionary measures and the significance of staying at home to protect not only your loved ones but also the community at large.
SBP Permits Banks to Use Scanned Images for Cheque Transactions
To combat the potential spread of COVID-19 pandemic by limiting person-to-person interaction and to provide ease of services to the customers, State Bank of Pakistan has said that commercial banks may allow corporate and priority customers to use scanned images of cheques along with relevant details of the beneficiary either through registered emails or through mobile Apps of their banks, to push funds from their accounts to the payee bank.
However, such an arrangement must be duly agreed with the customer under proper terms and conditions along with complete disclosure of risks and liabilities.
The Paying/Drawee bank shall implement all necessary controls including call back confirmation or multifactor authentication to ascertain the authenticity and genuineness of the instrument and the identity of the payee. Upon satisfactory validation, the paying/drawee bank may transfer funds to the beneficiary bank using MT 102 of RTGS (PRISM).
Risk Measures
The notice also states that banks should also implement additional risk-mitigating measures as per their internal policies while offering these services to their customers.
To minimize person-to-person interaction, commercial and microfinance banks may also make arrangements with the Clearing House (NIFT) for clearing their cheques through Image-Based Clearing (IBC) functionality as per the agreed SOPs between NIFT and banks.
While transferring funds through RTGS, the concerned banks shall ensure compliance with relevant clauses of PSD Circular No. 3 of 2018 on “Electronic Fund Transfers Regulations”. Banks are advised to follow all relevant laws, rules, and regulations issued by SBP from time to time.
SBP Eases Off Requirement for Payment Through Cheques
Banks are allowed to provide direct cheque deposit facility to their customers under which a crossed cheque may be presented by payee/beneficiary directly into the paying/drawee bank, instead of their bank branches as per the existing practice.
In this case, funds may be transferred by the paying/drawee bank either through RTGS customer fund transfer – MT102 or Over the Counter (OTC) IBFT or Bank’s internal online system (in case both payer & payee banks are the same).
Before debiting their customer’s account, the paying/drawee bank must take all necessary precautions. This includes (but not limited to) customer call back or multifactor authentication to verify the authenticity/genuineness of the instrument and verification of their respective customers.
Similarly, before crediting the customer account, the payee/beneficiary bank must ensure the authenticity of the customer’s credentials as well.
Doorstep/Dropbox Cheque Collection Facility
Banks/MFBs may make arrangements to collect the cheque from the registered addresses of their customers upon their request. Customers may also drop their cheques in drop boxes of their banks, installed in selected branches.
Read the complete notice on the official website for State Bank of Pakistan.
NTC On The Front Line for Pakistan’s Battle Against Covid19
Despite the additional load these past few days due to the Coronavirus outbreak in Pakistan, National Telecommunication (NTC) staff stands determined to provide uninterrupted services.
Brig. (R) Viqar Rashid Khan, Managing Director NTC appreciated the resolute efforts of NTC staff for providing uninterrupted 24/7 ICT services to all the government departments and offices under the prevalent COVID-19 pandemic crisis.
Their services are crucial to uphold the operational integrity of some of the most integral institutes, especially hospitals, public service organizations and government offices throughout the country.
In Pakistan’s battle against Covid19, the availability of SEHAT TAHAFFUZ HELPLINE 1166 to the public has been further enhanced by NTC for public ease.
NTC stands shoulder to shoulder with the Government of Pakistan in the fight against Coronavirus and will continue to discharge its legal obligations under this difficult time.
It is also worth mentioning that NTC is the only Government owned Telecom/ICT Service provider responsible to provide these services to all Public Departments throughout Pakistan, which goes to further cement their essence in such challenging times.
