Epic Angels, the world’s largest all-female investment collective, has invested in Karachi based fintech Neem as part of its Pre-Series A funding round, signaling rising global interest in Pakistan’s digital financial infrastructure. Headquartered in Singapore, Epic Angels brings together over 200 high net worth female executives and entrepreneurs with a focus on narrowing the gender funding gap. Its participation in Neem’s round reflects a strategic shift from speculative consumer apps toward foundational fintech infrastructure, underlining confidence in Pakistan’s evolving payments ecosystem.
This investment comes shortly after Neem was inducted into the first regulatory sandbox for open banking by State Bank of Pakistan on January 12, allowing the company to test financial data sharing protocols previously limited to traditional banks. Experts say the combination of regulatory approval and international investment demonstrates growing trust in Pakistan’s digital payments sector and reinforces the potential of embedded finance solutions to improve financial inclusion across the country.
Founded as an embedded finance and full-stack payments platform, Neem previously raised $2.5 million in seed funding in 2022. While the exact amount of the new funding has not been disclosed, the participation of Epic Angels is seen as significant given the limited number of Pakistani startups advancing beyond seed stage. Neem’s platform enables businesses to integrate financial services, credit, and insurance directly into their apps, offering a model that could expand access for the majority unbanked or underbanked population in Pakistan. Unlike traditional banking, this approach allows organizations across sectors to offer real time financial services to their customers, transforming how digital financial interactions occur at scale.
The deal highlights more than just an endorsement of Neem; it represents a broader acknowledgment of Pakistan’s fintech potential. Industry observers note that sustaining growth in the sector requires consistent policy support, regulatory clarity, and patient capital from investors who understand the nuances of the market. Neem’s Pre-Series A funding from Epic Angels not only strengthens the company’s capacity to scale its platform but also signals international investor confidence in Pakistan’s ability to develop innovative financial technology solutions. By bridging global investment and local regulatory frameworks, Neem is positioned to play a key role in shaping the country’s open banking and digital finance landscape, while Epic Angels’ involvement demonstrates growing interest from high-profile global investors in supporting foundational fintech infrastructure in emerging markets.
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